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Industrial steel warehouse building

CredFlow Trading — Data-driven raw-material supply

SaaS → Lending (₹100 Cr+ loan book) → Trading • 1.5 Lakh businesses onboarded

Receivables automation (Tally/Busy) ₹100 Cr+ loan book Operations-first on-ground

Trading Verticals Overview

Scaling across high-growth commodity verticals with proven operational excellence

Steel industry warehouse with trucks

Steel

S
Current ₹2.0 Cr/mo
Target ₹10 Cr/mo

12-month scaling plan

Chemical industry warehouse

Chemicals

C
Current ₹1.0 Cr/mo
Target ₹5 Cr/mo

12-month scaling plan

Industrial warehouse with water tanks

Polymers

P
Current ₹0.5 Cr/mo
Target ₹3 Cr/mo

12-month scaling plan

Now: ₹3.5 Cr/month Target (12m): ₹18 Cr/month

Performance

Monthly sales growth and key performance indicators

Monthly Sales vs Collections

Steel mill industrial operations
May ₹29.14 L
June ₹77.20 L
Collections ₹24.1 L
July ₹157.0 L
Collections ₹61.0 L
Busy day at steelworks
0
Active buyers
0
Invoices (YTD)
0
Money Made (Jul) ₹L
0
Avg Deal Size ₹L

Steel Growth

Scaling steel trading operations with data-driven precision

Steel coils warehouse

Steel Revenue Growth

Now ₹2 Cr/mo
6 months ₹6 Cr/mo
12 months ₹10 Cr/mo
Structural view of steel building

Vetted demand

Proven customer base with repeat orders

Repeat cycles

Monthly recurring revenue from established clients

Operational control

End-to-end supply chain management

Industrial storage area

Targeting ~0.05–0.1% of organized steel MSME flow in 12 months

Growth Story

Evolution from SaaS to Lending to Trading operations

Steel manufacturing plant building Metal rods close up Steel manufacturing hall interior

SaaS Launch

1.5 Lakh businesses onboarded

Receivables automation platform

Lending

₹100 Cr+ loan book

Data-driven credit decisions

Trading

Steel focus, ₹2 Cr/month

Operational excellence scaling

VC-Backed

Series A funding secured

Strong investor confidence

Economics

Unit economics and risk controls driving sustainable growth

Busy steel mill operations

Key Metrics

₹7.8 L
Average Deal Size
2.5-4%
Steel Margins
4-6%
Chemicals & Polymers
Trepça floatation mining operations

Credit Safety

Vetted customers only
30-45 day terms
On-book invoicing
Heavy industry operations

Operational Controls

Supplier contracts
QC checks
Logistics management

Risk Mitigation Framework

98%
On-time delivery
95%
Quality compliance
92%
Collection rate
0.5%
Default rate